Jakupovic v. Intact Insurance Company

Decided: 2026-09-17. Docket: COA-25-CV-1480. Citation: 2026 ONCA 651 (CanLII). Insurance — Accident benefits — Statutory Accident Benefits Schedule, O. Reg. 34/10 — Section 34 relief for late notice — Whether claimant had a reasonable explanation for non-compliance — Licence Appeal Tribunal finding explanation neither credible nor reasonable — No basis to relieve from s. 32(1) time requirement — Appeal allowed, LAT decision restored | Statutory interpretation — Modern principle — Statutory Accident Benefits Schedule, O. Reg. 34/10, s. 32(1) — Whether reporting an accident satisfies notice of intention to apply for benefits — Text, context and purpose and “text remains the anchor” — Divisional Court found to have rewritten statutory requirements — Appeal allowed, Divisional Court set aside