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Governing the Edge: Automating Commercial Property and Casualty Insurance Underwriting via a Hybrid Local-Cloud Multi-Agent Framework
Underwriters in commercial Property and Casualty (P&C) insurance spend 30 to 40% of their time on administrative work rather than risk judgment, and a single submission takes about 40 minutes by hand. We present Governing the Edge, a multi-agent framework for that layer, organized around a data-resi
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