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The Phenomenon of Personal Data as a “Pseudo Guarantee” In Fintech : Legal or Not?

Uswatun Hasanah et al. · 2025
OpenAlex · Papers · License: CC BY-SA 4.0 · 2025
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businesscomputer-scienceeconomicsepistemologylaw-and-economicsphilosophy
The study aims to examine the validity of personal data as a "pseudo guarantee" in fintech lending. The focus of this problem is whether the phenomenon of using personal data as a debt guarantee is justified. The research method is normative, employing a statute, a conceptual and a historical approa
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