arXiv CS
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Machine Learning-Based Detection of Mobile Money Scan Messages in Ghana: A Comparative Evaluation of Naive Bayes, Support Vector Machine, and Randon Forest Classifiers
Mobile money (MoMo) is Ghana's preferred retail payment channel, recording GHC518.4 billion in transactions in December 2025 and over 26.7 million active accounts (Graphic Online, 2026). This growth has coincided with increased social-engineering fraud over Short Message Service (SMS) and Unstructur
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