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Search Search CSRC MENU Search Search Projects Publications Expand or Collapse Drafts for Public Comment All Public Drafts Final Pubs FIPS (standards) Special Publications (SP s ) IR (interagency/internal reports) CSWP (cybersecurity white papers) ITL Bulletins Project Descriptions Journal Articles Conference Papers Books Topics Expand or Collapse Security & Privacy Applications Technologies Sectors Laws & Regulations Activities & Products News & Updates Events Glossary About CSRC Expand or Collapse Computer Security Division Cryptographic Technology Software Security Group Hardware Security Group Security Engineering and Risk Management Applied Cybersecurity Division Cybersecurity and Privacy Applications National Cybersecurity Center of Excellence (NCCoE) National Initiative for Cybersecurity Education (NICE) Contact Us Information Technology Laboratory Computer Security Resource Center Publications NIST SP 1800-17 Multifactor Authentication for E-Commerce: Risk-Based, FIDO Universal Second Factor Implementations for Purchasers Share to Facebook Share to X Share to LinkedIn Share ia Email Documentation Topics Date Published: July 2019 Author(s) William Newhouse (NIST) , Brian Johnson (MITRE) , Sarah Kinling (MITRE) , Jason Kuruvilla (MITRE) , Blaine Mulugeta (MITRE) , Kenneth Sandlin (MITRE) Abstract As retailers in the United States have adopted chip-and-signature and chip-and-PIN (personal identification number) point-of-sale (POS) security measures, there have been increases in fraudulent online card-not-present electronic commerce (e-commerce) transactions. The risk of increased fraudulent online shopping became more widely known following the adoption of chip-and-PIN technology that increased security at the POS in Europe. The NCCoE at NIST built a laboratory environment to explore methods to implement multifactor authentication (MFA) for online retail environments for the consumer and the e-commerce platform administrator. The NCCoE also implemented logging and reporting to display authentication-related system activity. This NIST Cybersecurity Practice Guide demonstrates to online retailers that it is possible to implement open standards-based technologies to enable Universal Second Factor (U2F) authentication at the time of purchase when risk thresholds are exceeded. The example implementations outlined in this guide encourage online retailers to adopt effective MFA implementations by using standard components and custom applications that are composed of open-source and commercially available components. As retailers in the United States have adopted chip-and-signature and chip-and-PIN (personal identification number) point-of-sale (POS) security measures, there have been increases in fraudulent online card-not-present electronic commerce (e-commerce) transactions. The risk of increased fraudulent... See full abstract As retailers in the United States have adopted chip-and-signature and chip-and-PIN (personal identification number) point-of-sale (POS) security measures, there have been increases in fraudulent online card-not-present electronic commerce (e-commerce) transactions. The risk of increased fraudulent online shopping became more widely known following the adoption of chip-and-PIN technology that increased security at the POS in Europe. The NCCoE at NIST built a laboratory environment to explore methods to implement multifactor authentication (MFA) for online retail environments for the consumer and the e-commerce platform administrator. The NCCoE also implemented logging and reporting to display authentication-related system activity. This NIST Cybersecurity Practice Guide demonstrates to online retailers that it is possible to implement open standards-based technologies to enable Universal Second Factor (U2F) authentication at the time of purchase when risk thresholds are exceeded. The example implementations outlined in this guide encourage online retailers to adopt effective MFA implementations by using standard components and custom applications that are composed of open-source and commercially available components. Hide full abstract Keywords electronic commerce (e-commerce) security ; internet shopping security ; multifactor authentication (MFA) Control Families None selected Documentation Publication: https://doi.org/10.6028/NIST.SP.1800-17 Download URL Supplemental Material: SP 1800-17 files Project homepage Related NIST Publications: Project Description Document History: 08/22/18: SP 1800-17 (Draft) 07/30/19: SP 1800-17 (Final) Topics Security and Privacy access control , audit & accountability , authentication , risk assessment , security controls , system authorization Technologies hardware , mobile , software & firmware Sectors retail HEADQUARTERS 100 Bureau Drive Gaithersburg, MD 20899 X (link is external) facebook (link is external) linkedin (link is external) instagram (link is external) youtube (link is external) rss govdelivery (link is external) Want updates about CSRC and our publications? 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