PART 357—DETERMINATION OF ECONOMICALLY DEPRESSED REGIONS Authority: 12 U.S.C. 1819, 1823(k)(5). § 357.1 Economically depressed regions. (a) Purpose. (b) Economically depressed regions. (i) High unemployment rates; (ii) Significant declines in non-farm employment; (iii) High delinquency rates of real estate assets at insured depository institutions; and (iv) Evidence indicating declining real estate values. (2) In addition, the FDIC will also consider relevant information from institutions regarding their geographic market area, as well as information on whether that market is “economically depressed”. [55 FR 11161, Mar. 27, 1990, as amended at 63 FR 10295, Mar. 3, 1998; 71 FR 20527, Apr. 21, 2006]