12 U.S.C. § 5116 — Study and reports on defaults and foreclosures

(a) Study required The Director shall conduct an extensive study of the root causes of default and foreclosure of home loans, using as much empirical data as is available. (b) Preliminary report to Congress Not later than 6 months after July 30, 2008 , the Director shall submit to Congress a preliminary report regarding the study required by this section. (c) Final report to Congress Not later than 12 months after July 30, 2008 , the Director shall submit to Congress a final report regarding the results of the study required by this section, which shall include any recommended legislation relating to the study, and recommendations for best practices and for a process to provide targeted assistance to populations with the highest risk of potential default or foreclosure. ( Pub. L. 110–289, div. A, title V, § 1517 , July 30, 2008 , 122 Stat. 2824 ; Pub. L. 111–203, title X, § 1100(3) , July 21, 2010 , 124 Stat. 2106 .) Editorial Notes Amendments 2010— Pub. L. 111–203 substituted “Director” for “Secretary” wherever appearing. Statutory Notes and Related Subsidiaries Effective Date of 2010 Amendment Amendment by Pub. L. 111–203 effective on the designated transfer date, see section 1100H of Pub. L. 111–203 , set out as a note under section 552a of Title 5 , Government Organization and Employees. CFR Title Parts 12 34 , 163 , 211 , 365 , 761 , 1007 , 1008

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