15 U.S.C. § 1681q — Obtaining information under false pretenses

Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be fined under title 18, imprisoned for not more than 2 years, or both. ( Pub. L. 90–321, title VI, § 619 , as added Pub. L. 91–508, title VI, § 601 , Oct. 26, 1970 , 84 Stat. 1134 ; amended Pub. L. 104–208, div. A, title II, § 2415(a) , Sept. 30, 1996 , 110 Stat. 3009–450 .) Editorial Notes Amendments 1996— Pub. L. 104–208 substituted “fined under title 18, imprisoned for not more than 2 years, or both” for “fined not more than $5,000 or imprisoned not more than one year, or both”. Statutory Notes and Related Subsidiaries Effective Date of 1996 Amendment Amendment by Pub. L. 104–208 effective 365 days after Sept. 30, 1996 , with special rule for early compliance, see section 2420 of Pub. L. 104–208 , set out as a note under section 1681a of this title . Effective Date Section effective upon the expiration of one hundred and eighty days following Oct. 26, 1970 , see section 504(d) of Pub. L. 90–321 , as added by Pub. L. 91–508 , set out as a note under section 1681 of this title . CFR Title Parts 14 374 16 1

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