15 U.S.C. § 1681x — Corporate and technological circumvention prohibited

The Commission shall prescribe regulations, to become effective not later than 90 days after December 4, 2003 , to prevent a consumer reporting agency from circumventing or evading treatment as a consumer reporting agency described in section 1681a(p) of this title for purposes of this subchapter, including— (1) by means of a corporate reorganization or restructuring, including a merger, acquisition, dissolution, divestiture, or asset sale of a consumer reporting agency ; or (2) by maintaining or merging public record and credit account information in a manner that is substantially equivalent to that described in paragraphs (1) and (2) of section 1681a(p) of this title , in the manner described in section 1681a(p) of this title . ( Pub. L. 90–321, title VI, § 629 , as added Pub. L. 108–159, title II, § 211(b) , Dec. 4, 2003 , 117 Stat. 1970 .) Statutory Notes and Related Subsidiaries Effective Date Section subject to joint regulations establishing effective dates as prescribed by Federal Reserve Board and Federal Trade Commission , except as otherwise provided, see section 3 of Pub. L. 108–159 , set out as an Effective Date of 2003 Amendment note under section 1681 of this title . CFR Title Parts 14 374 16 1 , 611

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