(a) Consumer waivers invalid Any waiver by any consumer of any protection provided by or any right of the consumer under this subchapter— (1) shall be treated as void; and (2) may not be enforced by any Federal or State court or any other person. (b) Attempt to obtain waiver Any attempt by any person to obtain a waiver from any consumer of any protection provided by or any right of the consumer under this subchapter shall be treated as a violation of this subchapter. (c) Contracts not in compliance Any contract for services which does not comply with the applicable provisions of this subchapter— (1) shall be treated as void; and (2) may not be enforced by any Federal or State court or any other person. ( Pub. L. 90–321, title IV, § 408 , as added Pub. L. 104–208, div. A, title II, § 2451 , Sept. 30, 1996 , 110 Stat. 3009–459 .) Statutory Notes and Related Subsidiaries Effective Date Section applicable after the end of the 6-month period beginning on Sept. 30, 1996 , except with respect to contracts entered into by a credit repair organization before the end of such period, see section 413 of Pub. L. 90–321 , as added by Pub. L. 104–208 , set out as a note under section 1679 of this title . CFR Title Parts 14 374