15 U.S.C. § 1642 — Issuance of credit cards

No credit card shall be issued except in response to a request or application therefor. This prohibition does not apply to the issuance of a credit card in renewal of, or in substitution for, an accepted credit card. ( Pub. L. 90–321, title I, § 132 , as added Pub. L. 91–508, title V, § 502(a) , Oct. 26, 1970 , 84 Stat. 1126 .) Statutory Notes and Related Subsidiaries Effective Date Pub. L. 91–508, title V, § 503(1) , Oct. 26, 1970 , 84 Stat. 1127 , provided that: “Section 132 of such Act [this section] takes effect on date of enactment of this title [ Oct. 26, 1970 ].” CFR Title Parts 14 374

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