(a) Eligibility of displaced homemakers and single parents for Federal assistance for first-time homebuyers (1) Displaced homemakers No individual who is a displaced homemaker may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse. (2) Single parents No individual who is a single parent may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while married, owned a home with his or her spouse or resided in a home owned by the spouse. (b) Definitions For purposes of this section: (1) Displaced homemaker The term “ displaced homemaker ” means an individual who— (A) is an adult; (B) has not worked full-time, full-year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family; and (C) is unemployed or underemployed and is experiencing difficulty in obtaining or upgrading employment. (2) First-time homebuyer The term “ first-time homebuyer ” means an individual who has never, or has not during a specified period of time, had any present ownership interest in a principal residence. (3) Single parent The term “ single parent ” means an individual who— (A) is unmarried or legally separated from a spouse; and (B) (i) has 1 or more minor children for whom the individual has custody or joint custody; or (ii) is pregnant. (c) Applicability This section shall apply to any Federal program to assist first-time homebuyers , unless the program is exempted from this section by a statute that amends this subsection or explicitly refers to this subsection. ( Pub. L. 101–625, title IX, § 956 , Nov. 28, 1990 , 104 Stat. 4421 .) Editorial Notes Codification Section was enacted as part of title IX of the Cranston-Gonzalez National Affordable Housing Act , and not as part of title I of such Act which comprises this subchapter. CFR Title Parts 24 92