Born into Currency: How Fiat Money Structures Human Life from Cradle to Grave

Abstract This paper examines how modern individuals, from birth through death, are embedded in economic systems dominated by fiat currency. Through a life-stage analysis, it argues that survival, opportunity, autonomy, and social participation are mediated by monetary structures—creating dependencies that can be understood as a form of systemic constraint. By integrating classical economic theory, sociological insights, and real-world examples, the paper situates the role of fiat money as a central shaping force in contemporary life.