Household including non-profit institutions serving households (NPISH) credit flow, consolidated

The households sector credit flow represents the net amount of liabilities which the sectors Households and Non-Profit institutions serving households (S.14_S.15) have incurred during the year. The instruments taken into account to compile this indicator are Debt securities (F.3) and Loans (F.4). Data are presented in consolidated terms, meaning transactions within the same sector are not taken into account. Definitions regarding sectors and instruments are based on the ESA 2010. The MIP scoreboard indicator is expressed in percentage of the related stocks at the end of the previous year. It is the flow counterpart of households sector debt (which is a stock indicator). The indicative threshold of households sector credit flow is 14%. The formula is: [HHCF(t)/STOCKS(t-1)]*100. In the table, values are also expressed in millions of units of national currency.