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Predicting Credit Paying Ability With Machine Learning Algorithms

Febriyanti, Ama et al.
Majalah Bisnis & IPTEK · Papers
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creditdatadefaultmachine-learning
Most people still have difficulty accessing finance because of a lack or even no credit history. This study aims to develop a data model that predicts a customer's ability to pay from various aspects other than credit history. This study uses the CRSIP-DM (Cross Industry Standard Process Model for D
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