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Jula-Jula as a Model of Shariah-Compliant Microfinance: Community Practices in Rural Indonesia
This study explores the indigenous Rotating Savings and Credit Association (ROSCA) known as Jula-Jula, as practiced in Tarai Bangun, a rural area in Riau Province, Indonesia. While exhibiting characteristics of global ROSCA models, Jula-Jula is deeply interwoven with the local cultural, social, and
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