The End of Dollar Hegemony Predicted by Load Minimization Theory: Phase Transition from Ultimate Selfishness to Multipolar Peace

Load Minimization Theory (LMT) has demonstrated that extreme egoism—pursuing personal integrity maintenance—forces structural minimization of others' loads and ultimately world peace. This paper extends the theory to national and currency cycles, reinterpreting U.S. dollar hegemony as the "ultimate selfishness." The U.S. enjoys low load via dollar-printing privilege, but exports high load to others (inflation, sanctions), accumulating prediction errors and driving the system toward "heat death" (maximum entropy). Overlaying Ray Dalio's empire cycle theory, current 2026 evidence—BRICS de-dollarization (over 85% local currency settlements, Unit pilot), record central bank gold purchases, Bitcoin exceeding $130k—is framed as a phase transition to low-load crystallization. LMT ethics views attack (currency weaponization) as self-attack, accelerating dollar collapse. True low-load world emerges through boundary-respecting multipolar Win-Win; ultimate selfishness is the key to economic stability. Keywords / Load Minimization Theory (LMT), Currency Hegemony, Empire Cycle, Dollar Hegemony, BRICS De-Dollarization, The Unit, Gold, Bitcoin, Phase Transition, Economic Physics, Accumulated Prediction Error, Heat Death, Ultimate Selfishness, Boundary-Respecting Win-Win, Ray Dalio